Membership
Become a Member-Shareholder
Join a thriving cooperative community committed to financial empowerment and sustainable growth.
Membership Benefits:
1. Attractive Returns
- Dividend: 11% on share capital (FY 2024-25)
- Competitive deposit rates up to 12%
2. Access to Financial Services
- Priority loan processing
- Special interest rates for members
- Multiple deposit schemes
3. Community Impact
- Support local economic development
- Participate in cooperative growth
- Democratic governance participation
Current Member Demographics
Total Members: 724 (as of March 31, 2025)
- General Category: 640
- SC: 15
- ST: 18
- Muslims: 37
- Christians: 15
- Jains: 5
- Firms: 4
Who Can Join?
- SC/ST/OBC Communities: Encouraged to participate
- Women Entrepreneurs: Special focus on small-scale and cottage industries
- Self-employed Individuals
- Senior Citizens: Special FD schemes available
- General Public: Open to all across Karnataka
Membership Process
- 1. Application: Submit membership application form
- 2. Share Purchase: Authorized share capital of 5 crores (50,000 shares of Rs. 1,000 each)
- 3. Documentation: Provide required KYC documents
- 4. Approval: Board review and approval
- 5. Welcome: Begin your cooperative journey